Deposit trends since 2001

Interest Income, Interest Expense, Inflation and Purchasing Power

US Financial Institutions

Domestic Deposits Distribution

Service Charges

An average of $60 was lost on service charges per deposit account during 2019 year.

'no fee' Banks in 2019

Only 7 out of the largest 60 financial institutions did not charge any service fees during 2019 year.

Purchasing Power

"Cash is trash", over $195 Billions were lost by the average Americans while keeping cash at the largest banks due to low/no interest during 2019 year.

Best Rates

Only four out of the 60 largest financial institutions in the US paid an average deposit interest rate at or above the actual inflation rate during 2019 year.